Sunday, March 13, 2011

Sure I'm Insured...

For the past month, Brandon and I have not been as careful as usual. According to him we aren't trying to have a baby, but we aren't not trying... of that I am certain. He suggested that we begin looking at the cost for maternity insurance. Right now I have student insurance through school, but it covers bare minimum, and does nothing for the pregnant student. Also, my insurance policy will expire when I graduate in less than two months. According to Blue Cross and Blue Shield, the process of having a baby (doctor appointments, ultrasounds, prenatal care, and delivery) costs an average of $20,000. With insurance, it costs an average of $6,000. So we can't afford not to have coverage in the event that we are blessed with a child. Unfortunately this peace of mind will cost around $300 a month. I don't see how we can spare that much every month. I worry that we'll get the insurance and then lose it by missing a payment. I worry that if we don't get insurance, I won't have access to the kind of care the baby and I need during the pregnancy. What if we get the insurance and spend all of this money to find out ten years down the road that I am barren and that we wasted our hard earned money and missed out on other opportunities because of my foolish insistence on maintaining a healthcare plan that I never needed?

God I have to place this all in your hands. I have no faith in myself or my own methods of planning, but I trust you with this most precious of events. God provide for my baby all things needed. Let your face shine on the arrival of this little one. God please protect my child from any harm that might be caused from the things I cannot afford. A verse just came to my mind.

"Trust in the Lord with all your heart and lean not on your own understanding; in all your ways acknowledge him, and he will make your paths straight."
Proverbs 3:5

I trust you Father, and you will make my paths straight. I know that you always keep your word and you never falter on a promise. I don't know when I will be pregnant, but I believe that it will happen soon, and that you will care for my family more than I ever could. God, I believe your word and know it to be true.

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